Determining how to pay for home health services is one of the first things that patients and their families consider. Below are answers to frequently asked questions about how to pay for home health:
Most Americans older than 65 are eligible for the federal Medicare program. To qualify for Medicare home health, you must meet the following requirements:
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Medicaid is available only to certain low-income individuals with little savings and no other significant assets who fit into an eligibility group that is recognized by federal and state law. Benefits vary in each state, but typically cover skilled nursing, physical therapy, home health aide services and certain medical supplies and equipment. Unlike Medicare, Medicaid may also pay for homemaker or personal care services.
Insurance plans primarily offer skilled nursing, physical therapy and home health aide services for acute needs. Co-pays and/or deductible payments are common. Frequency of visits are authorized in advance and closely monitored by insurance case managers.
Benefits vary in each state and private insurance carriers have different policies. Our expert financial staff can help you understand your coverage provisions and will contact your insurance company to determine your benefits.
Self pay is an option when a patient does not qualify for one of the above plans or would like to supplement services above what the plan will cover. Typically services are priced on the basis of per visit (up to 2 hours) or per hour.
Personal Home Care Assistance
Aptos, CAMonterey, CA
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Victorian Home Care is a licensed home care agency, offering personal home care assistance to families throughout Monterey and Santa Cruz Counties. With offices in Monterey and Aptos, our service area includes Monterey, Pacific Grove, Carmel, Salinas, Seaside, Castroville, Watsonville, Aptos, Capitola, Santa Cruz, Scotts Valley, and surrounding cities. Services include hourly or live-in home care, extended care, home health aides, medication reminders, and coordination with healthcare providers. Home caregivers and personal care assistants provide help with activities of daily living, meal preparation, light housekeeping, senior and eldercare, Alzheimer’s and dementia care, transportation and companionship. We are an affiliate of Kindred at Home.